Crypto Tax Calculator — Capital Gains by Country

This calculator estimates the capital gains tax (CGT) you owe after selling cryptocurrency. It supports the United States, United Kingdom, Australia, Canada, Germany, Italy, Japan, India, Singapore and Brazil, and its Other / Estimate option applies a generic 20% rate for all other jurisdictions. The rates follow 2024 tax-year rules, simplified; Germany follows the 2026 rules and Italy those of 2025 and 2026, both in euros — the result says which next to the rate.

1. Buy Price — your cost basis per coin. This is the price you paid when you originally acquired the cryptocurrency.
2. Sell Price — the price per coin at which you sold (or plan to sell) your cryptocurrency.
3. Quantity — the number of coins or tokens sold in this transaction.
4. Country — select your tax jurisdiction. Each country has different CGT rates, exemptions, and holding-period rules.
5. Holding Period — choose whether you held the asset for less than 1 year (short-term) or 1 year or more (long-term). This is one of the most important factors in determining your tax rate — in many countries, long-term gains are taxed at significantly lower rates.
6. Annual Income — your total taxable income for the year. This is used to determine your tax bracket (especially relevant for US and UK taxpayers, where CGT rates depend on your income level).
7. Germany asks instead for your income-tax rate, Soli, church tax and other private-sale gains of the year; Italy for the tax year and losses to offset.

The results show your capital gain, the applicable tax rate, the estimated tax owed, and your net profit after tax. If you have a capital loss, the calculator shows zero tax owed — losses may be used to offset gains in many jurisdictions (consult a tax professional).

The calculator applies this logic:

• Cost Basis = Buy Price × Quantity
• Sale Proceeds = Sell Price × Quantity
• Capital Gain = Sale Proceeds − Cost Basis
• Tax Owed = max(0, Capital Gain) × Tax Rate / 100
• Net Profit = Capital Gain − Tax Owed

Tax rates applied per jurisdiction:

• US short-term: ordinary income rates (10%, 12%, 22%, 24%, 35%, or 37%) based on your income bracket.
• US long-term: 0% (income ≤ $47,025), 15% (≤ $518,900), or 20% (above $518,900) — 2024 single filer brackets.
• UK: 10% for basic rate taxpayers (income ≤ £50,270), 20% for higher rate taxpayers. The £3,000 annual CGT exempt amount is not deducted here for simplicity.
• Australia: 32.5% marginal rate; long-term gains (held > 12 months) receive a 50% discount, reducing effective rate to 16.25%.
• Canada: 50% inclusion rate × 33% marginal rate = effective 16.5% rate on both short- and long-term gains.
• Germany: private crypto sales fall under § 23 EStG — tax-free after more than 12 months; within 12 months taxed at your personal income-tax rate (plus Soli and church tax where they apply), unless the year's private-sale gains stay under the €1,000 Freigrenze. Reach it and the whole total is taxed.
• Italy: a flat imposta sostitutiva on every gain, whatever the holding time — 26% on 2025 sales, 33% from 2026; euro stablecoins stay at 26%.
• Japan: miscellaneous income, simplified to 20% (the actual rate is progressive, 5–55%).
• India: flat 30% on virtual digital assets, with only the acquisition cost deductible.
• Singapore: 0% — no capital gains tax for individuals.
• Brazil: 15%, the bottom of the 15–22.5% scale, on gains above the R$35,000 monthly threshold.
• Other / Estimate: flat 20% estimate.

Note: This calculator uses simplified, approximate rates. It does not account for annual exemptions (e.g., UK £3,000 allowance), state taxes (e.g., US state-level CGT), deductible trading fees, or tax-loss harvesting across multiple trades.

Example 1 — US Investor, Long-Term BTC Gain

A US investor with $75,000 annual income buys 1 BTC at $20,000 and sells at $50,000 after 13 months:

• Capital Gain: $30,000
• Holding Period: Long-term (> 1 year)
• Tax Rate: 15% (income in $47,026–$518,900 range)
• Tax Owed: $4,500
• Net Profit After Tax: $25,500

Had the same investor sold after only 11 months (short-term), the tax rate would jump to 22%, costing $6,600 in tax — an extra $2,100 compared to waiting just two more months. This is why holding period planning is critical.

Example 2 — German Investor, Tax-Free Long-Term Gain

A German investor buys 2 ETH at €1,500 and sells at €3,800 after 14 months:

• Capital Gain: €4,600
• Holding Period: more than 12 months
• Tax Rate: 0% — completely tax-free under German law
• Net Profit: €4,600

Germany has one of the most favourable crypto tax regimes for long-term holders: private individuals pay no tax on crypto sold more than 12 months after buying it, whatever the gain. Had the same investor sold after 10 months with a 42% personal income-tax rate, the tax would be €1,932 (42% of the gain), leaving €2,668. Below €1,000 of private-sale gains in the year there would be no tax at all — but at €1,000 or more, every euro of it is taxed.

Example 3 — Australian Investor with CGT Discount

An Australian investor buys 3 ETH at $2,000 and sells at $3,500 after 18 months:

• Capital Gain: $4,500
• Marginal Tax Rate: 32.5%
• 50% CGT Discount Applied (held > 12 months): Effective rate 16.25%
• Tax Owed: $731.25
• Net Profit After Tax: $3,768.75

The Australian 50% CGT discount for long-term assets is a significant benefit. Without it, the tax would be $1,462.50 — exactly double. This discount applies to individuals and trusts but not companies.

Example 4 — Italian Investor, 2025 vs 2026

An Italian investor sells 0.5 BTC bought at €20,000 for €26,000 — a gain of €3,000:

• Sold in 2026: 33% imposta sostitutiva — €990 tax, €2,010 left
• Sold in 2025: 26% — €780 tax

Italy taxes every crypto gain at a flat rate regardless of how long you held the coin, so waiting changes nothing — only the tax year does.