Terms of Use
Last updated
By using Calc Vault you agree to these terms. They are short because the site is simple: free calculators, no accounts, nothing to buy.
Informational tools, not advice
Calc Vault calculators and articles are for education and information only. They perform arithmetic on the numbers you enter using published formulas (see the methodology). Nothing on this site is financial, investment, trading, tax, legal or betting advice, and nothing here is a recommendation to buy, sell or bet on anything. Your decisions — and their consequences — are yours.
Trading and betting risk
Trading forex, CFDs, futures, options and crypto assets involves a high risk of losing money, and leverage can magnify losses beyond your initial deposit. Sports betting can lead to losses and can be addictive. You must be of legal age to gamble where you live (18+, or 21+ in many US states). If gambling stops being fun, free help is available — in the US call the National Problem Gambling Helpline on 1-800-MY-RESET; in the UK call the National Gambling Helpline on 0808 8020 133 or visit GamCare.
No guarantee of accuracy
We test and review the calculators carefully, but they are provided "as is", without warranty of any kind. Results can be wrong or out of date — for example because of rounding, simplifying assumptions, broker- or exchange-specific rules, tax rules that change, or live price feeds that are delayed or unavailable. Always check important numbers with your broker, exchange, bookmaker or a qualified professional before relying on them.
Limitation of liability
To the fullest extent permitted by law, Calc Vault and its author are not liable for any loss or damage — including trading or betting losses — arising from use of, or reliance on, the site or its results.
Commercial relationships
Calc Vault currently has no affiliate, broker or bookmaker partnerships and shows no ads. If that changes, sponsored or affiliate links will be clearly labelled and these terms and the privacy policy will be updated.
Using and embedding the calculators
You may use the calculators freely for personal or professional purposes and embed them on your own site with the provided embed code, keeping the attribution link intact. Do not misrepresent embedded results as your own advice or remove the credit to Calc Vault.
Changes to these terms
These terms may be updated as the site changes; the date at the top shows the latest version. Continuing to use the site after a change means you accept the updated terms.